Your Medical Plan Choices
Emory is pleased to provide you with access to a
variety of quality, competitive benefits.
In this section, you will find information on traditional medical plans (Aetna POS Plus and Aetna POS Value) and the more non-traditional plans (Aetna HDHP with HSA and Aetna HealthFund (HRA)).
Faculty, staff and post-doc employees who work at least 20 hours a week and are classified as regular full-time or part-time are eligible.
Temporary, full-time, benefit eligible employees designated as "greater than a six-month assignment" are eligible.
Coverage begins at date of hire in an eligible position.
Plan Changes for 2010
- New part-time rates for employees who work 20 to 29.99 hours
- Aetna HDHP HSA- 2010 Maximum has been increased.
- $3050 Individual contribution
- $6150 Family contribution
- $1000 Catch up contribution per adult 55 years or older
- You cannot be in the HDHP plan if you are 65 or older
- If you choose to cover your spouse and they have access to medical insurance through an employer other than Emory, you will have an additional $50 per month medical charge added to your medical contribution.
RRA Plan Highlights
Below are the highlights of this plan feature:
Eligibility — To gain access to funds, participants
65 years of age, or 55 years of age with 10 years of service.
Portability — The RRA is not portable.
Break In Service — The plan provides RRA balance
reinstatement for participants who leave Emory and
then return within a 5 year timeframe.
Contributions — The only contributions permitted
to the RRA are either:
Emory Contributions, and/or– Incentives earned
Disbursements — When you begin to reimburse
yourself for eligible medical expenses in retirement,
the payments to you are tax-free
Survivorship — Your surviving family will have
immediate access to your RRA balance upon your
death to pay for eligible medical expenses until the
funds are exhausted.
Accumulation limits — There are no limits on the
amount of excess HRA funds that can be rolled
over into the RRA.
Click here for examples and more information.
Your Plan Choices
*Aetna HealthFund (HRA) is a health reimbursement account
How To Enroll
- Once you select your Healthcare Plan, use the Guide to Benefits Enrollment to assist you in the enrollment process.
online through Employee Self Service to submit your choices.
- Documentation is to be provided to the Benefits Department in the event that you and your spouse or dependent have a different last name: Examples are marriage certificate, jointly filed tax return; or a birth certificate for dependents.
How to Make Changes
Changes are only permitted during the annual election period or within 31 days of a Family Status Change.
When You Turn 65
If you are not currently receiving Social Security benefits, you should sign up for Medicare close to your 65th birthday even if you aren't ready to retire.
- If you are already getting Social Security benefits when you turn 65, you are already qualified and Part A starts automatically.
- Part B is an optional program with a monthly cost. Almost anyone who is eligible for Part A (Hospital Insurance) can sign up for Part B (Medical Insurance). If you don't enroll in Part B when you are first eligible, you may pay a penalty to enroll at a later date, unless you are covered by an employer based plan as an active employee.
Plan and Vendor
|POS Medical Plans
|HDHP Medical Plan
|HRA Medical Plan
Plan Information Documents
Emory University Benefits
Hours of Operation:
Monday through Friday from 8:00 a.m. to 5:00 p.m.
1599 Clifton Road, NE
Atlanta, GA 30322
Emory reserves the right to terminate, suspend, withdraw, amend or modify the Plan in whole or in part at any time. Further, Emory reserves the right to terminate or modify coverage for any group of employees, active or retired and their dependents or a class of dependents at any time.