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Health Benefits

Your Medical Plan Choices
Emory is pleased to provide you with access to a variety of quality, competitive benefits. In this section, you will find information on traditional medical plans (Aetna POS Plus and Aetna POS Value) and the more non-traditional plans (Aetna HDHP with HSA and Aetna HealthFund (HRA)).

Health Benefits

Eligibility

Faculty, staff and post-doc employees who work at least 20 hours a week and are classified as regular full-time or part-time are eligible.

Temporary, full-time, benefit eligible employees designated as "greater than a six-month assignment" are eligible.

Coverage begins at date of hire in an eligible position.

Plan Changes for 2010

  • New part-time rates for employees who work 20 to 29.99 hours
  • Aetna HDHP HSA- 2010 Maximum has been increased.
    • $3050 Individual contribution
    • $6150 Family contribution
    • $1000 Catch up contribution per adult 55 years or older
    • You cannot be in the HDHP plan if you are 65 or older
  • If you choose to cover your spouse and they have access to medical insurance through an employer other than Emory, you will have an additional $50 per month medical charge added to your medical contribution.

    RRA Plan Highlights
    Below are the highlights of this plan feature:

    Eligibility — To gain access to funds, participants
    must be:

    65 years of age, or 55 years of age with 10 years of service.

    Portability — The RRA is not portable.

    Break In Service — The plan provides RRA balance
    reinstatement for participants who leave Emory and
    then return within a 5 year timeframe.

    Contributions — The only contributions permitted
    to the RRA are either:

    Emory Contributions, and/or– Incentives earned

    Disbursements — When you begin to reimburse
    yourself for eligible medical expenses in retirement,
    the payments to you are tax-free

    Survivorship — Your surviving family will have
    immediate access to your RRA balance upon your
    death to pay for eligible medical expenses until the
    funds are exhausted.

    Accumulation limits — There are no limits on the
    amount of excess HRA funds that can be rolled
    over into the RRA.

Click here for examples and more information.

Your Plan Choices

*Aetna HealthFund (HRA) is a health reimbursement account

How To Enroll

  • Once you select your Healthcare Plan, use the Guide to Benefits Enrollment to assist you in the enrollment process.
  • Enroll online through Employee Self Service to submit your choices.
  • Documentation is to be provided to the Benefits Department in the event that you and your spouse or dependent have a different last name: Examples are marriage certificate, jointly filed tax return; or a birth certificate for dependents.

How to Make Changes

Changes are only permitted during the annual election period or within 31 days of a Family Status Change.

When You Turn 65

If you are not currently receiving Social Security benefits, you should sign up for Medicare close to your 65th birthday even if you aren't ready to retire.

  • If you are already getting Social Security benefits when you turn 65, you are already qualified and Part A starts automatically.
  • Part B is an optional program with a monthly cost. Almost anyone who is eligible for Part A (Hospital Insurance) can sign up for Part B (Medical Insurance). If you don't enroll in Part B when you are first eligible, you may pay a penalty to enroll at a later date, unless you are covered by an employer based plan as an active employee.

Vendor Contacts

Plan and Vendor
Customer Service
POS Medical Plans
Aetna
(800) 847-9026
HDHP Medical Plan
Aetna
(800) 847-9026
HRA Medical Plan
Aetna
(800) 847-9026

Plan Information Documents

Quick Guide HDHP (Aetna) Quick Guide Comparison for all Health Plans
Quick Guide HRA* (Aetna) Guide to Benefits Enrollment
Simple Steps Guide POS Plus Summary Plan Description
HRA Summary Plan Description HDHP Summary Plan Description
POS Value Summary Plan Description  
Medical Parttime Rates Dental Parttime Rates
Medical Fulltime Rates Dental Fulltime Rates

Plan Forms

Step Child Certification for Health and Life Insurance Emory University Appeals Process

Emory University Benefits

Hours of Operation: Monday through Friday from 8:00 a.m. to 5:00 p.m.
1599 Clifton Road, NE
Atlanta, GA 30322
(404) 727-7613

Disclaimer

Emory reserves the right to terminate, suspend, withdraw, amend or modify the Plan in whole or in part at any time. Further, Emory reserves the right to terminate or modify coverage for any group of employees, active or retired and their dependents or a class of dependents at any time.